Online Security

Tim Carter
Tim Carter, President & CEO

A Message From the President and CEO of OmniAmerican Bank

“Electronic crime is a risk faced by everyone conducting online business. At OmniAmerican Bank, we’re committed to aggressively working to thwart such activity. We also know this type of crime targets both corporations and private citizens.

For this reason, we have endeavored to make this portion of our Web site a single source of information to: 1) inform you about the ways OmniAmerican Bank protects your accounts; 2) educate you regarding some of the steps you can take to increase the safety of your overall Internet experience; and 3) provide information on additional resources available to you if you are ever a target of such activity.

As you read through this information, you will see that we are committed to protecting your identity and assuring your account security. If you have any questions or concerns, please call our TeleBranch department or e-mail me at President@OmniAmerican.com. Thank you for your business."

OmniAmerican Bank and Your Accounts

For over 50 years, OmniAmerican Bank has been committed to enhancing the quality of our customer's lives by offering comprehensive products, exceptional service and a dedication to the safety and soundness of the institution. The stability, safety and security of our customer's deposits are our highest priority.

What security measures does OmniAmerican use to protect me?
What are you doing to protect the bank from cyber attacks?
Are my accounts insured?
How can I better protect myself?
Can I put a fraud alert on my credit report?
What other resources are available to me?
What is OmniPerks and does it offer any additional protection?
Have you heard from anyone who has enrolled in OmniPerks?


Click Here for Contact information for the major credit reporting bureaus

Don't be the next victim. Stay informed.


OmniAmerican Bank is committed to keeping you informed of potential Internet fraud and identity theft scams that could impact your financial health. Here you will find information regarding the latest scams and what you can do to prevent them.

Identity Theft


Identity Theft is the term used to describe crimes perpetrated using your personal information, such as your name, address, Social Security Number, credit card, debit card or bank account number to make unauthorized purchases, open new accounts or apply for new credit without your knowledge.


What is identity theft?
How does someone steal my identity?
What can I do to prevent ID theft?
How can I find out if my identity was stolen?
What should I do if my identity is stolen?
What is being done to combat identity theft?

ABA Brochure – Tools to Prevent ID Theft


Guarding Against Phishing, Pretexting, Scams, and other Types of Fraud


Being aware of the techniques used to gather your personal information or attack your computer is an important step in dealing with or avoiding online problems. OmniAmerican Bank provides the following information in our effort to help our customers become highly educated users of the Internet.

What is Social Engineering attack?
What is a Phishing attack?
What is Pretext Calling?
What are shoulder surfers?
What is Dumpster Diving?
How do I protect myself from SCAMS?
How do I avoid being a victim and keep my information secure?
What do I do if I think I’ve become a victim?
What can I do to protect my child online?
What is the Children’s Online Privacy Protection Act (COPPA)?


Securely Surfing and Shopping on the Internet


Shopping is a whole new experience on the Internet. From the comfort of your own home, you can search for those hard-to-find items, compare prices between dozens of vendors, receive automated notices about special sales…all without having to search for a parking place or stand in long lines. While the advantages and opportunities are numerous, the Internet has unique risks, so it is important to take steps to protect yourself when shopping online. Whether attackers are enticing consumers into spending their money in an Internet auction, applying new technology to peddle traditional business opportunity scams or hijacking consumers' modems and cramming hefty long-distance charges onto their phone bills, scam artists are just a click away.
How do attackers target online shoppers?
Safety Tips
Password Tips
Why should I worry if someone has my password?
How do I create a strong password?
How do I protect my password?
Do you have any tips to help me remember my password?


ATM Safety


OmniAmerican’s ATMs are beneficial for quick cash withdrawals, checking your account balances or transferring funds any time. As ATMs continue to provide a convenient way of conducting your financial transactions, you must make security a priority. Here are some important steps you can take to ensure your personal security as well as the security of your ATM/Check card.


Be Aware of Your Environment
Lock Your Doors and Windows at Drive-Through ATMs
Examine the ATM Before Inserting Your Card
Be Aware of Your Personal Security
Treat Your ATM/Check Card Like Cash
Keep Your PIN Secret
Take Your ATM Receipt With You
Be Smart When Your Sharing Your ATM/Credit Card Information
Properly Dispose of Old Cards
Promptly Report Lost Or Stolen Cards
Keep Your Contact Information Accurate With OmniAmerican Bank


Additional information
Credit Bureaus
To replace your SSN, contact the Social Security Administration at (800) 772-1213.
To replace your Driver's License or other identification documents, contact the issuing agency.
To report ID theft to the Federal Trade Commission at (877) FTC-HELP (382-4357) or www.ftc.gov/idtheft. The FTC Hotline phone number is (877) IDTHEFT (438-4338).

Helpful Forms
Customer Activity Log - This Log will assist you in maintaining records of the incident.
Customer Account Record - This form will help you record the steps you've taken to report fraudulent use of your identity.
ID Theft Affidavit - This form, complete with instructions, was developed by a group of credit grantors, consumer advocates and attorneys at the Federal Trade Commission (FTC).


 
For Information about opening any OmniAmerican account, please contact us.
Local (817) 335-OMNI | Metro (817) 498-OMNI | Nationwide (866) 670-OMNI
ABA/Routing # 311981533
Copyright © 2009 OmniAmerican Bank.
All rights reserved.