 Tim Carter, President & CEO |
A Message From the President and CEO of OmniAmerican Bank “Electronic crime is a risk faced by everyone conducting online business. At OmniAmerican Bank, we’re committed to aggressively working to thwart such activity. We also know this type of crime targets both corporations and private citizens.For this reason, we have endeavored to make this portion of our Web site a single source of information to: 1) inform you about the ways OmniAmerican Bank protects your accounts; 2) educate you regarding some of the steps you can take to increase the safety of your overall Internet experience; and 3) provide information on additional resources available to you if you are ever a target of such activity. As you read through this information, you will see that we are committed to protecting your identity and assuring your account security. If you have any questions or concerns, please call our TeleBranch department or e-mail me at President@OmniAmerican.com. Thank you for your business." |
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OmniAmerican Bank and Your Accounts
OmniAmerican provides a multiplicity of security measures to assure your privacy and to protect your information. From Secure Socket Layer (SSL) 128-bit encryption which turns your information into a coded sequence with billions of possible variations to timed-out log-offs, personalized security questions and sophisticated firewalls, OmniAmerican Bank maintains a state-of-the-art security system centered on both the individual employee and the technical processes which make contemporary banking secure and convenient for you to use.
Click on any of the links below to learn more about how OmniAmerican is working to protect your identity. Then, continue reading to learn more about identity theft, phishing, pretexting, scams and other Internet fraud plus tips for securely and safely shopping on the Internet.
What security measures does OmniAmerican use to protect me?
What are you doing to protect the bank from cyber attacks?
Are my accounts insured?
How can I better protect myself?
Can I put a fraud alert on my credit report?
What other resources are available to me?
What is OmniPerks and does it offer any additional protection?
Have you heard from anyone who has enrolled in OmniPerks?
Don't be the next victim. Stay informed.
OmniAmerican Bank is committed to keeping you informed of potential Internet fraud and identity theft scams that could impact your financial health. Here you will find information regarding the latest scams and what you can do to prevent them.
Indentity Theft
Identity Theft is the term used to describe crimes perpetrated using your personal information, such as your name, address, Social Security Number, credit card, debit card or bank account number to make unauthorized purchases, open new accounts or apply for new credit without your knowledge.
What is identity theft?
How does someone steal my identity?
What can I do to prevent ID theft?
How can I find out if my identity was stolen?
What should I do if my identity is stolen?
What is being done to combat identity theft?
Guarding Against Phishing, Pretexting, Scams, and other Types of Fraud
Being aware of the techniques used to gather your personal information or attack your computer is an important step in dealing with or avoiding online problems. OmniAmerican Bank provides the following information in our effort to help our customers become highly educated users of the Internet.
What is Social Engineering attack?
What is a Phishing attack?
What is Pretext Calling?
What are shoulder surfers?
What is Dumpster Diving?
How do I protect myself from SCAMS?
How do I avoid being a victim and keep my information secure?
What do I do if I think I’ve become a victim?
What can I do to protect my child online?
What is the Children’s Online Privacy Protection Act (COPPA)?
Securely Surfing and Shopping on the Internet
Shopping is a whole new experience on the Internet. From the comfort of your own home, you can search for those hard-to-find items, compare prices between dozens of vendors, receive automated notices about special sales…all without having to search for a parking place or stand in long lines. While the advantages and opportunities are numerous, the Internet has unique risks, so it is important to take steps to protect yourself when shopping online. Whether attackers are enticing consumers into spending their money in an Internet auction, applying new technology to peddle traditional business opportunity scams or hijacking consumers' modems and cramming hefty long-distance charges onto their phone bills, scam artists are just a click away.
How do attackers target online shoppers?
Safety Tips
Password Tips
Why should I worry if someone has my password?
How do I create a strong password?
How do I protect my password?
Do you have any tips to help me remember my password?
ATM Safety
OmniAmerican’s ATMs are beneficial for quick cash withdrawals, checking your account balances or transferring funds any time. As ATMs continue to provide a convenient way of conducting your financial transactions, you must make security a priority. Here are some important steps you can take to ensure your personal security as well as the security of your ATM/Check card.
Be Aware of Your Environment
Lock Your Doors and Windows at Drive-Through ATMs
Examine the ATM Before Inserting Your Card
Be Aware of Your Personal Security
Treat Your ATM/Check Card Like Cash
Keep Your PIN Secret
Take Your ATM Receipt With You
Be Smart When Your Sharing Your ATM/Credit Card Information
Properly Dispose of Old Cards
Promptly Report Lost Or Stolen Cards
Keep Your Contact Information Accurate With OmniAmerican Bank
