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Left to right: Doug Cassidy, Senior Vice President and Commercial Lending Manager; Shannon Bettis, Senior Vice President and Commercial Lending Manager; Mark Cundiff, Senior Vice President and Commercial Real Estate Manager; Tim Carter, President and Chief Executive Officer; Anne Holland, Senior Executive Vice President and Chief Lending Officer; Bryan Thomas, Senior Vice President and Director of Treasury Management.

The OmniAmerican Lending Team offers solutions for your business.  Whether making you more profitable or helping you grow your business, count on this team for solutions to your commercial banking needs.


  This loan benefits you best if
Loan features
Revolving Line of Credit You want to finance short term working capital Ready access to funds for up to 12 months
Term Loans You want to finance equipment purchases, refinance existing indebtedness or make acquisitions Multiple-year terms are available for fully amortizing or bullet loans
Guidance Lines of Credit
You need to finance future equipment purchases, interim construction or acquisitions Multiple and single advance options for financing anticipating capital expenditures throughout the year
Commercial Real Estate Loans 
The commercial real estate is not primarily occupied by the owner 
Allows for interim take outs, commercial property acquisition and financing for investor real estate 
Owner Occupied Real Estate Loans You want to finance commercial real estate occupied by the owner Provides owner a financing option over leasing




All loans subject to credit approval. Certain restrictions may apply.